NZ Student Plan

For International Students Studying in New Zealand

NZ Student Plan aims to protect students and their families.

Students insured with Uni-Care have the reassurance of knowing they are protected by New Zealand’s most experienced and respected provider of insurance for international students.

Life is full of surprises, so it is important that Students and families are looked after when the unexpected happens. Uni-Care’s NZ Student Plan policy is designed to protect International Students and their families against unexpected events and the costs that accompany them.

NZ Student Schedule of Benefits

NZ Student Policy Wording

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Things you should know:

Pre-existing Medical Conditions

Pre-existing medical conditions are not automatically covered. Cover may be granted upon application – if you have a pre-existing medical condition please make sure your provide full details in your online application. If you have already applied for your policy but the policy has not started yet, and become aware of a pre-existing medical condition please complete a Medical Declaration online to enquire about obtaining cover.

High Value Items Need to be Specified

Your luggage is covered for up to $15,000 in total but individual items, sets, or pairs of items are limited to $2,500 for each individual item, set, or pair of items unless the items are specified and additional premium is paid.  

Where will I be covered?

As well as cover in New Zealand, NZ Student Plan offers cover for up to 9 days in transit between your country of origin and New Zealand.  Cover is also in place for visits of up to 31 days to Australia, the South Pacific Islands and Bali and Lambok. If you intend to travel outside these parameters you can upgrade your policy online

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NZ Student Plan Cover Summary

Insurance is about protecting you from the unexpected. Uni-Care has been protecting students coming to New Zealand to study for more than 20 years. NZ Student Plan is designed to help when things go wrong a long way from home. Our NZ Student Plan meets and exceeds the requirements of the Education (Pastoral Care of International Students) Code of Practice 2016.

Medical Care

If you unexpectedly become ill, or suffer an accident or injury, you won’t have to worry about paying for your qualifying medical care. NZ Student Plan will pay your qualified medical treatment costs including diagnosis, prescriptions, surgery and hospitalisation.

Repatriation/Expatriation

If you were to suffer a serious injury or illness and needed to go home then NZ Student Plan would help by taking care of the costly expenses involved, allowing you and your family to  focus on your recovery. If your family members are required to assist with your repatriation the policy would assist with their travel costs. If one of your immediate family suffered a critical illness or injury or died then the policy would also help to get you home quickly.

Loss of Deposit

If illness or injury means you are unable to take part in planned travel activities or complete your enrolled course of study, the policy would reimburse your non-refundable costs.

Property

NZ Student Plan covers your personal effects for loss or damage to the amounts specified in the Schedule of Benefits.

Personal Liability

If you accidentally damage property belonging to someone else then tell us what has happened and let us manage negotiations and costs with the other party or their insurer.

Rental Car Excess

Rental car excesses can be costly – you can claim up to $5,000 liability for rental car excess payment. 

Apply for NZ Student Plan online or through your Education Provider